Apple’s credit card is under investigation for gender discrimination, as the service offers female customers much lower credit limit than male ones. The investigation was started as a result of complaints from customers including Steve Wozniak, one of Apple’s co-founder.
Wozniak told that he had been offered 10 times the credit limit of his wife, despite the fact they provided the identical income-related information. Steve wrote this on his twitter by supporting tech entrepreneur David Heinemeier Hansson, who previously said that he had been given 20 times the credit limit of his wife.
“The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work.” Hansson tweeted.
“The same thing happened to us. I got 10x the credit limit. We have no separate bank or credit card accounts or any separate assets. Hard to get to a human for a correction though. It’s big tech in 2019,” Steve Wozniak replied.
Hannson later added that as soon as he raised the issue with Apple his wife’s credit limit was increased.
Goldman Sachs, which runs the Apple Card, denied that gender factored into any decisions made about credit limits, saying that accounts are based on the individual and that person’s specific credit history.